Working capital loan

You can use a working capital loan to finance a specific project or make short-term investments.

New activity
Helps finance working capital upon the launch of a new activity.

Seasonality
Guarantees additional working capital for the acquisition of a single larger batch of goods due to seasonality.

Large orders
Helps finance the short-term need for capital that arises upon the completion of an order.

Business loan calculator

For increasing working capital

Flexible payment schedule

Term up to 2 years

Minimum loan amount 50 000 €

Take a look at other financing options

Investment loan

You can use a long-term investment loan for investing in larger projects with a longer payback period, acquisition of fixed assets, expanding the company’s operations or implementation of new production processes.

Loan for seasonal work

The loan for seasonal works is meant for agricultural producers to allow them carry out their springtime planting and meet other seasonal needs.

Overdraft facility

Overdraft facility enables you to raise working capital quickly and flexibly and make your company more competitive in the process.

Term of up to 2 years
The minimum loan amount is €50,000
Collateral
- mortgage over a registered immovable property (built-up registered immovable property, residential property, right of superficies)
- guarantee by KredEx or MES, commercial pledge over the fixed assets or other movable property, a deposit, guarantee by a private individual or legal person
The loan may be repaid both in a one-off payment (funds received from the sale of assets in the future) or in instalments (monthly)
Company registered in the Republic of Estonia of a self-employed individual registered in the Commercial Register
The equity capital of the company has to meet the requirements set by law
Application
Financial statements
- annual accounts for the past 2 financial years (audited accounts if subject to an audit obligation and no accounts have been submitted to the Commercial Register)
- quarterly financial statements for the current financial year, not older than 2 months
Expert assessment of the collateral, prepared by a real estate firm accepted by Coop Pank