Starting entrepreneurs

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Start a company with Coop Pank!

You will need a solid business idea as well as plenty of energy, time and funds to start a company. Taking the first step also takes quite a bit of courage. Coop Pank will make day-to-day banking services as affordable as possible to help you test your business idea with minimal additional costs.

Experiment all you want, because business clients can enjoy unlimited free settlements with Coop Pank: The Corporate Plan includes free European payments and a debit card with no monthly fee. We also offer flexible financing solutions.

Every company, regardless of its size, has a personal Business Account Manager in our bank who is always just a phone call or e-mail away.

Coop Pank provides everything you need to start a business

Free settlements with the Corporate Plan

One debit card with no monthly fee

Additional income on current account balance

Easy to use and convenient internet and mobile bank

All-in-one payment solution for e- commerce

Direct link to accounting

Financing options for your business plan

Finding the funds needed to get your business plan off the ground can be one of the biggest obstacles for new companies. Getting a conventional business loan can be difficult for a starting entrepreneur, but there are other ways to finance your business.

We also strongly encourage you to check out the various grants and support offered by the state. We recommend contacting your nearest county-based development centre for feedback on your plans and to learn about possible grants.

If the owner of the company lacks the necessary financial resources to contribute to the share capital or to cover operating costs, they can also choose to take out a loan as a private person.

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Small loan for starting entrepreneurs

The loan with fixed interest for private clients for starting or expanding their business.

Loan amount€ 300-25,000

Interest rate7,9%

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Loan secured by property

A loan for starting a business, renovating your home, purchasing property or other major outgoings.

Loan amountfrom €5000

Interest ratefrom 3.5% + 6 months’ Euribor

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Start-up account

A start-up account is a temporary bank account in which you can deposit the amount required to set up a public or private limited company before registering it. Once your company has been registered, you can open a settlement account on the Coop Pank website or by coming in to any branch.

From 1 October 2025, it will no longer be possible to open a start-up account via the business portal. However, you’ll still be able to open such an account at any branch of Coop Pank.

Opening a start-up account at a branch

When coming in to open a start-up account at a branch, make sure you bring:

your company’s memorandum of association (if there’s more than one founder) or foundation resolution (if there’s one founder), notarially attested;
your own ID as the company’s representative (i.e. your passport or ID card).