Investment loan

You can use a long-term investment loan for investing in larger projects with a longer payback period, acquisition of fixed assets, expanding the company’s operations or implementation of new production processes.

Flexible conditions - our financing solutions come tailor-made. We listen to what you actually need and help in every way we can to make it happen.

Professional advice - whether you write to us via the Internet Bank or give us a call, our Business Client Relations Managers are always here to help.

Available everywhere - we are here to help entrepreneurs in every corner of the country. Coop Pank views Estonia as a land of opportunity – so if you make the most of those that come along, and do things right, success is sure to follow all around.

Business loan calculator

Single payout or in instalments

Financing up to 80% of the cost of the project

Term up to 7 years

Minimum loan amount 50 000 €

Take a look at other financing options

Working capital loan

Working capital loan can be used to finance a specific project or make short-term investments.

Loan for seasonal work

The loan for seasonal works is meant for agricultural producers to allow them carry out their springtime planting and meet other seasonal needs.

Overdraft facility

Overdraft facility enables you to raise working capital quickly and flexibly and make your company more competitive in the process.

Term of up to 7 years
Financing by the bank for up to 80% of the cost of the project
The minimum loan amount is €50,000
Loan amount is disbursed all at once or instalments into the settlement account of the company at Coop Pank
Collateral
- mortgage over a registered immovable property (built-up registered immovable property, residential property, right of superficies)
- guarantee by KredEx or MES, commercial pledge over the fixed assets or other movable property, a deposit, guarantee by a private individual or legal person
In collaboration with KredEx we offer an industry loan, the target group of which is the entrepreneurs of the processing industry, mining industry, energy production, transmission and distribution and treatment and removal of waste
Company registered in the Republic of Estonia of a self-employed individual registered in the Commercial Register
The equity capital of the company has to meet the requirements set by law
Application
Financial statements
- annual accounts for the past 2 financial years (audited accounts if subject to an audit obligation and no accounts have been submitted to the Commercial Register)
- quarterly financial statements for the current financial year, not older than 2 months
Expert assessment of the collateral, prepared by a real estate firm accepted by Coop Pank