Credit card

The smartphone screen displays a Coop Bank virtual credit card. Next to the phone is a physical Coop Pank credit card.

With a flexible Coop Pank credit card, you decide for yourself when you make repayments. You’ll also enjoy up to 40 days interest-free, and all of your bigger purchases will be automatically insured.

You can leave your actual wallet at home, because you can now add your credit card to Apple or Google Wallet straight away and start paying for things with a smartphone or smart watch. When ordering your card, you can choose whether you want a physical (plastic) one or just add an environmentally friendly virtual card to your smart device.

Flexible repayments

Choose for yourself when to repay the money you’ve used! You can change the repayment date at any time in our mobile or Internet bank.

Transfers to your current account

If you need to, you can also transfer credit to your current account.

Payment insurance for bigger purchases

Shopping is always stress-free with a Coop Pank credit card, because any durable goods you buy are automatically covered by 180 days’ purchase insurance.

Interest-free period

Enjoy up to 40 days interest-free, repaying what you’ve spent the following month without incurring any additional fees.
A mother with her two children is preparing food together in the kitchen. One of the children is surprised by something.

Purchase insurance

  • When you pay with our credit card, purchase insurance automatically applies to any durable goods you buy – ensuring that all of your major purchases are covered.
  • The insurance is valid for 180 days and extends to durable goods with a purchase price of 100-2500 euros. The excess is 30 euros per claim.
  • Durable goods are items for which the manufacturer foresees a long period of use: mobile phones, tablets, laptops, clothes, shoes, electric scooters, precious stones and metals, leather goods, paintings, sculptures and more. They don’t include e.g. used items, foodstuffs, motor vehicles, plants or animals. Note that for certain goods (such as technical equipment) there is a maximum compensation amount of €500.
  • Coop Pank's purchase insurance partner is IF P&C Insurance AS. You can review the terms and conditions of purchase insurance here.
A woman stands in front of an open door, holding one large white suitcase and one small black suitcase.

Travel insurance

  • For worry-free trips, add travel insurance with monthly premiums to your credit card – that way you and any family members travelling with you will be covered!
  • Our cover includes medical assistance, luggage, travel interruption, liability and legal assistance insurance, as well as up to €200 in calls and e-mails you need to make while abroad.
  • The policy is valid worldwide (excl. Russia, Ukraine and Belarus) and includes COVID-19 cover.
  • Annual travel insurance costs just €8.90 a month. Coop Pank’s travel insurance partner is IF P&C Insurance AS.
  • View terms and conditions of travel insurance.
A person paying at a café with a smartwatch at a payment terminal.

Smart ways to pay

  • We support a wide range of devices to which you can link your card and make secure payments.
  • You can activate your card instantly and start using it on your smart device.
  • Open Wallet and use the secure Apple Pay or Google Pay anywhere you see the contactless payment sign.
Payback

Coop Pank's payback

Each month, one lucky client gets everything they spent the previous month paid back to them. And if you transfer your salary payments to your Coop account, we'll pay double!
Everyone who performs at least five transactions a month with one of our cards is entered in the draw.

A person is paying with a Coop Pank bank card in a café.

Credit cards - good to know