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      Coop Kindlustusmaakler
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    Business client credit card

    You can choose whether to order a physical plastic card or just add an environmentally friendly virtual card to your smart device.

    A Coop Pank credit card gives you more freedom and opportunities to finance your business. With a charge card, you enjoy interest-free credit and pay a one-off annual fee of just 1%. You can link a number of cards to your account and set different limits on them.

    You can leave your actual wallet at home, because by adding your bank card to Apple or Google Wallet you can pay for things with a smartphone or smart watch! When ordering your card, you can choose whether you want a physical (plastic) one or just add an environmentally friendly virtual card to your smart device.

    Interest-free

    Make the most of your credit, because you won’t be charged any interest on it!

    One account, several credit cards

    Order cards for your staff, choosing limits and permitted transaction types for each of them.

    Payments into your credit card account

    You can make payments to your credit card in cash or by bank transfer to increase the amount of funds.

    Business client credit cards – good to know

    • Annual fee1% of credit limit (min. 20 €)
      Monthly fee3 €
      Amendment of credit limit16 €
      Amendment of other terms and conditions of contractFrom 18% of used credit limit per annum
      Default interest rate0.1% of overdue amount per day, 36.5% per annum
      Delivery of card by post in EstoniaFree of charge
      Card paymentsFree of charge
      Coop Sula withdrawal2.5% of amount + €1 per transaction
      Coop Sula deposit0.5% of amount + €2 per transaction
      Cash withdrawal from ATM2.5% of amount + €2 per transaction
      View the price list .
      • A business registered in Estonia (incl. a self-employed person) which has a current account in Coop Pank and which has been operating for at least one financial year can apply for a card.
      • The credit limit depends on the company’s turnover: we issue credit cards with limits of €500-5000 (higher credit limits only being issued against collateral, for which you must apply to your Business Client Relations Manager).
      • The company’s share capital or equity capital must be at least €2500 or €25,000.
      • Good payment history: neither the company nor anyone linked to is in arrears or has any ongoing credit issues.
      • Having assessed the creditworthiness of the applicant, the bank must be convinced that the obligations arising from the contract will be met on the terms and conditions agreed therein.
      • Application.
      • Balance sheet and income statement for the current financial year.
      • Bank statements for the company’s account(s) for the six months prior to applying if the company is not an active settlement client of Coop Pank.
      • The annual report for the previous year if it has yet to be submitted to the Commercial Register.
      • If you are self-employed, your declaration of earned income for the previous financial year (Form E).

    • You can find the standard terms and conditions of credit cards here.

    • Find out more about secure card use here.

    • The annual fee for the credit limit is automatically deducted from the current account linked to the card when the agreement is entered into. The fee is charged once a year thereafter.

      View the price list .

    • On the 10th of each month, the entire credit limit used in the previous month is automatically deducted from the current account linked to the card.

    • We’ll send the credit card to your business address within seven days.

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    6690966
    Mon-Fri 08.30-19.00

    klienditugi@cooppank.ee

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    Coop Pank AS, Maakri 30, 15014 Tallinn, Registry code: 10237832, SWIFT/BIC: EKRDEE22

    You are on the website of the companies Coop Pank AS and Coop Liising AS that provide financial services and the insurance marketing company Coop Kindlustusmaakler AS. Before committing to an agreement read the terms and conditions of the respective service and, if necessary, consult an expert. By continuing to use the site, you are agreeing to the terms and conditions of website use.